اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ، وَأَعُوذُ بِكَ مِنْ أَنْ نُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا، وَعَذَابِ الْقَبْرِ.

Allāhumma innī aʿūdhu bika mina al-bukhl, wa aʿūdhu bika mina al-jubn, wa aʿūdhu bika min an nuradda ilā ardhali al-ʿumur, wa aʿūdhu bika min fitnati al-dunyā, wa ʿadhābi al-qabr.

O Allah, I seek refuge in You from miserliness and cowardice, from being returned to the weakest stage of life, from the trials of this world, and from the punishment of the grave.