اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَالْجُبْنِ وَالْبُخْلِ، وَالْهرَمِ وَالْقَسْوَةِ، وَالْغَفْلَةِ، وَالْعَيْلَةَ وَالذِّلَّةَ وَالمُسْكَنَةَ، وَأَعُوذُ بِكَ مِنَ الْفَقْرِ وَالْكُفْرِ، وَالْفُسُوقِ، وَالشِّقَاقِ، وَالنَّفَاقِ وَالسُّمْعَةِ، وَالرِّيَاءِ، وَأَعُوذُ بِكَ مِنَ الصَّمَمِ وَالْبَكَمِ وَالْجُنُونِ، وَالْجُذَامِ، وَالْبَرَصِ، وَسَيِّئِ الْأَسْقَامِ

Allāhumma ʾīniy ʾaʿudh bik min alʿajz walkasali, waljubn walbukhli, walhram walqaswati, walghaflati, walʿaylat waldhilat walmuskanata, waʾaʿudh bik min alfaqr walkufri, walfusuqi, walshiqaqi, walnafaq walsumʿati, walriyaʾi, waʾaʿudh bik min alsamam walbakam waljununi, waljudhami, walbarasi, wasayiy alʾasqam

O Allah, I seek refuge in You from incapacity, laziness, cowardice, miserliness, senility, hardness of heart, heedlessness, destitution, humiliation, and wretched poverty. I seek refuge in You from poverty, disbelief, wickedness, discord, hypocrisy, seeking reputation, and showing off. I seek refuge in You from deafness, muteness, insanity, leprosy, severe skin disease, and evil illnesses.